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“One of the Cow Nut Juice Is Not Milk Shirt but I will buy this shirt and I will love this best ways to fast-track your savings is to put it on autopilot—as soon as your income hits your account, transfer a set amount to your savings automatically. No matter how big or small that number is to start, it sets your habit in motion and drives positive reinforcement as you see your savings balance grow. Next, if you’re new to saving, you want to start by focusing on building your emergency savings—that’s a foundation of six months to a year’s worth of cash. In other words, if a curveball comes your way, this is the safety net you can rely on without going into credit card debt.